Misunderstood Credit Terms: Part 1
It’s important to know common terms in the credit world. From APR to credit utilization, not knowing what these terms
What is APR?
You know those interest and fees that you pay on a credit card, mortgage or other kind of loan? That’s
What is Credit Utilization?
Credit Utilization is how much of your available credit you’re using. You calculate it by dividing the total credit card
How Does Credit Mix Work?
Credit mix is a term used to describe the different types of credit that make up your credit report. From
What’s a Hard Inquiry?
More than likely, you’ve heard of a hard inquiry on your credit report. This is when a business/lender “pulls” your
Difference in Installment Credit vs. Revolving Credit
There are two kinds of loans that show up on your credit report. One is called installment credit and revolving
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